Medicare products to suit your lifestyle.

Medicare products can be a complicated topic. Of course, there is Medicare Part A and Part B. There are other options. Our licensed and experienced staff can help you determine which plan is the best fit for you.

What does Medicare Part A cover?

The general rule of thumb is that with Original Medicare (Part A & Part B) 80% of the approved costs will be paid by Medicare, and the client is left with 20% of the total costs. Medicare Advantage and Medicare Supplement plans are some of the most common ways for a client to get additional coverage to cover the 20% they would be responsible for.

Part A is the part of Original Medicare that covers hospital treatment costs. In most cases, there is no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.

What does Medicare Part B cover?

Part B is the part of Original Medicare that covers medical treatments outside of hospitals—like physician offices and lab work. Part B has an annual premium that is dependent on the recipient’s income. Recipients also pay a deductible and coinsurance.

What does Medicare Part D cover?

The costs of prescription drugs are covered by Part D, no matter which plan you choose.

What is a Medicare supplement insurance plan?

Medicare supplement insurance plans can help cover the gaps that Original Medicare doesn’t pay (sometimes these are called Medigap plans). There are different options of supplements that we are happy to review with you.

Choose from a Medicare Advantage plan as an option.

A Medicare Advantage plan is another way for you to get your Medicare Part A and Part B coverage. Many of these plans work similar to other health insurance plans. There are co-pays and deductibles with a maximum out of pocket per year.

Be assured we will provide you with the education you need to make the best decision for you!

Get Started Today

As an independent agency, we are here to help you find the right Medicare Products coverage.